David Pendleton & Associates, licensed in Tennessee and Virginia, is your local independent insurance agency that takes care of all your personal and business insurance needs. We represent many great companies such as the Erie Insurance Group and Progressive. Through broker arrangements and other sources, we have access to multiple companies and products through direct contracts and broker relationships. For nearly 30 years, we have been servicing the counties of Sullivan, Washington, Hawkins, and Carter in Tennessee; Scott County in Southwest Virginia; the communities of Kingsport, Bristol, Johnson City, Piney Flats, Bluff City, Church Hill, Mt. Carmel, Rogersville, Blountville, Gray and Erwin, Tennessee; and Abingdon, Bristol, Weber City and Gate City in Virginia.
Quotes From Multiple Companies
Boat, RV, and ATV Insurance: What Recreational Vehicle Owners Need to Know
Posted: August 16, 2026
Summer is peak season for recreational vehicles. Whether you're out on the water with a boat, exploring the country in an RV, or hitting a trail on an ATV, August brings some of the highest usage of the year for these vehicles, and that makes it a great time to make sure your insurance coverage is in order. Many people assume their standard auto or...
What Is a Section 125 Cafeteria Plan and How Can It Benefit Your Employees?
Posted: August 13, 2026
When business owners explore ways to enhance employee benefits without significantly increasing costs, one option that often comes up is a Section 125 cafeteria plan. Despite the somewhat technical name, this type of benefit arrangement can be a practical tool for both employers and employees. What Is a Section 125 Cafeteria Plan? A Section 125 cafeteria plan—named for the section of the IRS tax code...
Is Your Employer-Provided Life Insurance Enough? What You Should Know
Posted: August 7, 2026
Employer-provided life insurance, often called group life insurance, is a policy your employer purchases to cover you and sometimes your dependents. It's typically offered as part of a benefits package and may be fully paid for by your employer or offered at a group rate. Most group life insurance policies provide a death benefit equal to one or two times your annual salary. So if...
